Get your federal tax refund up to 6 days early when you use the Spruce mobile banking app. Spruce offers financial tools to manage your Spruce Spending and Savings accounts and get your finances on the right track. Whether Spruce is your first, or fifth mobile banking app, Spruce can be there when you need it. With your very own Spruce accounts, you can enjoy financial peace of mind, plus: No sign-up fees No monthly fees No minimum balance requirements No credit check Become a saver! You don’t have to sacrifice what you love to save—set a Saving Goal in Spruce and automate your savings with however much you want. By setting aside as little as $1 a day, you can be a saver without eliminating life’s simple pleasures. Sit back and let Spruce categorize your transactions for you, then use the Watchlist feature to keep an eye on the categories that matter most. Watchlist not only helps you keep track of spending but also allows you to set monthly income goals to help you stay ahead each month. QUICK START TIPS 1. Download the Spruce mobile banking app. 2. Create a super secure password with at least 8 characters. 3. Sign up for your Spruce Spending and Savings accounts. 4. Explore the Spruce navigation menu: ---My Life. See a snapshot of your balances and recent transactions. ---Spending. Review your debit and deposit transactions. ---Move Money. Move money between accounts. ---Saving. Create Saving Goals, turn on Round Ups, and get cash back at select retailers. ---Credit. Check your credit score and learn more about improving your credit. DISCLAIMERS Data rates may apply. Spruce is a financial technology platform built by H&amp;R Block, which is not a bank. Spruce℠ Spending and Savings Accounts are established at, and the Spruce debit card is issued by, Pathward, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. # Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary by user, merchant location and offer period. Check the Spruce app for offer availability. Cash back earned by qualifying purchases will be deposited in your Spruce Savings Account. See Spruce Rewards powered by Dosh Terms for details. ^ Spruce℠ ± Credit score is FICO® Score 8 based on Experian data. Your lender or insurer may use a different FICO Score than FICO Score 8, or another type of credit score altogether. FICO® is a trademark of Fair Isaac Corporation. This is a separate service from your Spruce bank accounts, provided by Pathward, N.A. ~ Courtesy Coverage only available for purchase transactions, ATM withdrawals, and over-the-counter withdrawals using your debit card. It is a discretionary courtesy, not an extension of credit. Requires opt in and $200 in qualifying deposits over prior 35-day period. Negative balances are limited to $20 and must be repaid within 30 days. See Spending Account Agreement for details. ≠ Early access depends on when payment is submitted. Funds are generally made available when payment instruction is received, which may be earlier than scheduled payment date. Requires $200 in direct deposits over prior 35-day period, not including tax refunds.

H&R Block Digital Tax

Spruce - Mobile banking

Game Master's

Earn Gift cards and real money on mRewards. Play games & earn rewards and crypto

mRewards - Games & Earn Money

Pluto Entertainment

Earn extra income by reading news, watching videos and doing task.

Pluto: Buzz News & Rewards

GReward

Play games and earn money on your Paypal, mobile recharge, or win gift cards.

GReward: Earn Money Online

Binance Inc.

Access the largest cryptocurrency exchange* and web3 wallet anytime, anywhere.

Binance: Buy Bitcoin & Crypto

Blockhub Ltd.

Stake B-Love Tokens & Earn 5x rewards on your smartphone

B-Love Network

Paytm - One97 Communications Ltd.

BHIM UPI, Money Transfer, Metro & Mobile Recharge, Pay Electricity Bills, ONDC

Paytm: Secure UPI Payments

WorldRemit

Fast & convenient, this money transfer app enables you to send money abroad.

WorldRemit: Money Transfer App

Cash Giraffe

Play and exchange your points with gift cards. Make fast money with games!

Cash Giraffe - Play and earn

Cassava Network

Cassava is building Africa’s Web3 platform

Cassava

Ice Labs

Financial Freedom in Your Pocket | The Global Currency Reset | Join Ice Today

Ice Open Network

CryptoCompany OU

Become a Pro of the crypto world — create and manage your own farm!

CryptoTab Farm PRO

GameTester

Earn cash for playing games. Earn money rewards, PayPal and Amazon gift cards.

MONEY CASH - Play Games & Earn

Cash-Cow

Play games to earn cash and gift cards. Fast money and fun!

Cash Cow

Michel Carvajal (encodemx)

Daily Expenses 4

Hedge Mining Inc.

AlfaPro is a cloud miner for seamless earning of bitcoin through bitcoin mining.

AlfaPro - Bitcoin Cloud Mining

Google LLC

US Google Pay app no longer available starting June 4, 2024

Google Pay: Save and Pay

Cash'em All

Play games and earn money on your Paypal account or win gift cards.

Cash’em All: Play & Win

INVESTING.com

Get real-time stock alerts and breaking news to track volatile markets now!

Investing.com: Stock Market

Google Opinion Rewards

SocialChain

Pi Network

SKTelecom

"Bill Letter" is a convenient and smart way to manage various fare guides and various benefits received from paper / e-mail.

Spruce - Mobile banking 3.14.0

Releated Apps

Hot Finance Apps

Top Downloads in Finance

Latests Finance Apps